Attention Scheduled Maintenance: From 8pm Monday 12th August our systems will be undergoing scheduled maintenance. You may experience problems accessing or completing applications. We apologise for any inconvenience and appreciate your patience. If you have any issues, please try again later.

A credit card has never been this flexible.

From earning Purple Dollar rewards everytime you shop*, to having the flexibility of long term Interest Free Finance*, the Purple Visa Card has never been more flexible.

*only on eligible purchases. Terms and conditions apply including a $55 establishment fee and a $55 annual fee. Purchase interest rate 26.65% p.a. Cash advance interest rate. 29.40% p.a.

When you click “Apply Now” you will be redirected to our online application: www.fnl.co.nz

Get rewards on all of your shopping!

With a Purple Visa Card you have flexible buying options. Pay using your Purple Visa Card and enjoy 55 days interest free or if you’re wanting a longer period choose the Interest Free loan option.*

*Purple Visa Card Terms and conditions apply including a $55 establishment fee and a $55 annual fee. Purchase interest rate: 26.65% p.a. Cash advance interest rate: 29.40% p.a.

Purple Visa Credit Cards Dollar Icon

What are Purple Dollars you ask?

Everytime you spend $150 on Eligible Transactions with your Purple Visa Card you’ll earn 1 Purple Dollar.
We’ve kept things simple – 1 Purple Dollar = $1 NZ Dollar.

Purple Visa Credit Cards Dollar Icon

What can I do with my Purple Dollars?

You’re spoilt for choice when it comes to spending your Purple Dollars.

You can spend them online or in-store when you complete a purchase at any of the following Participating Retailers:

How can I redeem my Purple Dollars?

Purple Dollars can be redeemed when either the Main Cardholder or the Additional Cardholder completes a purchase at any Participating Retailers, either in-store or online.

As long as your Purple Dollar Account has a balance of at least ten (10) Purple Dollars and the Eligible Transaction must be for at least $10.

Once you’ve completed the purchase, the Main Cardholder will receive a SMS asking them if they would like to redeem their Purple Dollar balance for that purchase. Simply respond with a ‘yes’ and we’ll take care of the rest.

1 Purple Dollar = $1 NZ Dollar
Check out our FAQs on how Purple Dollars work.

 * Terms and Conditions apply to Purple Visa Card and the functionality of Purple Dollar redemption. Purple Dollars cannot be earned or redeemed on long-term interest free purchases.

Why get a Purple Visa card?

  • Long term Interest Free finance at participating retailers
  • No additional cardholder fees
  • Accepted everywhere Visa is
  • Up to 55 days interest free on credit card purchases
  • Wave and go with Contactless payment
  • 24/7 Online servicing
  • Receive awesome monthly specials
  • NZ owned and operated
  • PLUS, spend $150 and earn $1 Purple Dollar! Your Purple Dollars can be redeemed in-store or online at participating retailers.