IMPORTANT INFORMATION

By requesting an increase to your Credit Limit, you acknowledge and agree that: 

• You have voluntarily requested a Credit Limit increase

• You agree to us conducting a credit check, completing a credit assessment (to assess whether the increased Credit Limit is affordable and suitable for your needs) before we can approve your increased Credit Limit.  

• If we approve your Credit Limit increase, and you borrow up to your new Credit Limit, your repayments will increase and may include more interest if you do not pay off your closing balance each month.

• If you pay your Card Account by automatic payment or direct debit, you may need to increase the amount you pay to cover your new repayments which will be displayed on your monthly statement.